268A Broadway, Revere, MA 02151
617-285-0667 | dlozzi05@gmail.com

Posted by Danielle Lozzi on 3/18/2018

It must have been frightening, in the days before the internet, to move to a new place that you knew little about. The culture, the people, the things to do--all of these things are now at our fingertips thanks to Google and others.

However, it can still be difficult to get used to a new town, especially if youíre moving far away from your previous home. So, in this article, Iím going to give you some tips on how to investigate your new town. That way, youíll have a good idea of what kind of things you can do for fun, where to eat, and countless other things you might want to know about the place youíll soon call home.

The lay of the land

A good place to start your search is on Google Maps. From here you can explore your future neighborhood; find out how close you are to grocery stores, parks, hospitals, and even get an estimate on how long your work commute will take each day.

Since many of these places will have ratings and reviews, you can also take some time to read the reviews for popular places around town.

Eating around town

It can seem like youíre always flipping a coin when you eat at a new restaurant. When you move to a new town, youíll have to discover new favorite places to eat. However, you donít have to do these experiments on your own.

Check out Yelp reviews for local restaurants and cafes to get a sense of the pricing and atmosphere. This way youíll give yourself the best possible chance of enjoying the experience.

Meeting new people

Making friends is hard enough as an adult. In todayís world, many people meet their friends online or through other connections, rather than simply hanging around with their neighbors.

Luckily, sites like Facebook and Meetup make it easier to introduce yourself to like-minded people.

Browse local meetups that youíre interested in, and donít be afraid to try out a new activity or attend a paint night--you might meet new people and discover a new hobby all at once.

Most towns have a strong presence on Facebook in terms of things like groups and events. Joining local groups will give you an idea of the type of things people do for fun around town and give you a way to introduce yourself to new people.

Read the news

Many towns are covered by a local or regional newspaper. They can often be found online or at a local library or cafe. These newspapers are often the key to discovering the good and the bad about your new home, tipping you off to the things youíll want to pay attention to when you move.

Posted by Danielle Lozzi on 3/16/2018

1 Spray Ave, Revere, MA 02151



Cute as a button. Perfect space for someone looking to travel into the city. CLOSE TO MAJOR HIGHWAYS, CLOSE TO BEACHMONT Train Station, and the seawall which is a great place to sit and chill with the ocean below your feet. Three large rooms kitchen with stackable washer/dryer. Living room/small dining combo. Large Master Bedroom with good size closet. NO SMOKING ALLOWED. Small pets can be negotiated. Landlord lives on premises
Open House
No scheduled Open Houses

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Tags: Revere   Real Estate   02151   Rental  
Categories: New Homes  

Posted by Danielle Lozzi on 3/13/2018

21 Swan Ave, Boston, MA 02128

East Boston's Suffolk Downs



PRICE REDUCTION!! MOTIVATED SELLER! SPACE GALORE! ONLY 1 owner BE #2. LARGE single family-5 Bedroom in E.Boston. Enough space for your extended family. Live like your in the suburbs w/ good size backyard for entertainment space trex deck, shed for all your outdoor items and still being close enough to the hustle and bustle of busy East Boston. Close to Blue Line Suffolk Downs stop. Enter into foyer that you may take stairs to main upper level or go to the addt'l living space on ground level. Grnd lvl has 2 carpeted bedrooms, Family room with SPECTACULAR brick wall & wood burning fireplace. Downstairs walk out to backyard w/ addt'l room for whatever the imagination may bring and a full bath w/ Washer/Dryer (remaining); Upper main level tiled Kitchen with granite counters/backsplash; Stainless appliances all to remain, Hardwood floors in living room, dining room and hall, remaining 3 carpeted bedrooms. Not in flood zone according to flood map; buyer to do own diligence
Open House
No scheduled Open Houses

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Categories: Price Change  

Posted by Danielle Lozzi on 3/11/2018

Thereís numerous reasons why the name on a title to a home may not be the same as the name thatís on the mortgage loan. These reasons include:

  • Only one buyer had stable credit
  • Only one person was on the loan application
  • One person was released from the mortgage

No matter why this is the case, having your name on the mortgage but not on the title to a home can affect you and people residing in the home in different ways. 

Why Would Only One Name Be On The Mortgage?

If people are looking to get a home or refinance a home, but only one person has good credit a decision must be made. For the best possible mortgage rates, youíll want to person with the best credit to be the primary loan holder. This may mean that you need additional legal documents in the process.  

The person with lower credit may still be able to have their name placed on the title to the home. Anyone who plans to contribute financially to a home, even if not on the mortgage, should place their name on the title. This would be one instance when a name would be on the title to a home and not on the mortgage loan. In this case, a person has property rights, but no legal-financial responsibility to the home. Itís important to agree on the home arrangement that youíre considering. This would be done through a will or a legal contract. This way, all parties are protected in regards to the ownership of the home should something happen to the individual whose name is on the mortgage.

Legal Things To Consider

Those who are listed on the mortgage are the people who are responsible for house payments. If a personís name isnít on the mortgage, it doesnít release them from complete responsibility from the home. If your name is on the title to the home but not on the mortgage, the bank generally has first dibs on the home if thereís a lapse in payments. If you want to keep living in the house, youíll have to keep making payments on the home. If you canít make the mortgage payments, youíll risk going into foreclosure. 


An issue that can come up if your name is not on the mortgage is that you cannot use the home youíre living in as a tax deduction. Even if you make payments on the home, in order for you to get tax benefits, your name must be on the mortgage stating that youíre legally responsible for the home. If you are paying for the mortgage because your name appears on the title to the home, you arenít legally entitled to pay, giving away your rights to tax benefits. If youíre married, filing jointly, and only one name appears on the mortgage, however, you can use this as a tax deduction. This becomes an issue if two unmarried people buy a home together.  

Ask For Legal Assistance

Whenever you have an issue with the title of your home or with names on the mortgage, itís good to consult legal counsel. The attorney can assist you in determining who is legally responsible for the home and if the people listed on the title of the home are correct. This can help save you from trouble at a future date.

Since credit scores and loans can get messy at times during the home buying process, itís good to understand all the implications of home mortgages and titles.

Tags: Buying a home   Mortgage  
Categories: Uncategorized  

Posted by Danielle Lozzi on 3/4/2018

If you intend to purchase a great house at a budget-friendly price, you should craft a homebuying timeline. That way, you can decide the best ways to achieve your homebuying goals.

Ultimately, creating a homebuying timeline can be simple Ė here are three tips to ensure you can develop a successful homebuying timeline.

1. Know When You Want to Move

For those who want to buy a house, it helps to consider your current living situation. By doing so, you can determine the necessary steps to relocate from your current address and acquire your dream residence.

If you presently own a house, you may need to sell it before you purchase a new home. Or, if you currently rent, you may need to give your landlord sufficient notice prior to your relocation. But if you consider the aforementioned factors closely, you can set a deadline for your move.

With a deadline in place, you can start your dream home pursuit. And once you find this residence, you can submit an offer and proceed with a home purchase.

2. Get Your Finances in Order

If you want to develop a successful homebuying timeline, it generally is a good idea to consider your financial situation as well. Because if you lack the necessary home financing, you are unlikely to be able to acquire a wonderful house any time soon.

As you develop your homebuying timeline, you may want to meet with banks and credit unions. These financial institutions can teach you about a wide range of mortgage options and help you get the financing that you need to buy your dream house.

Furthermore, you should check your credit score when you craft your homebuying timeline. If your credit score is low, you may need to improve it prior to buying a house. Thankfully, you can account for this factor as you map out your homebuying strategy and plan accordingly.

3. Collaborate with a Real Estate Agent

Developing a homebuying timeline may prove to be challenging. Luckily, real estate agents are available who can help you take the guesswork out of purchasing a house.

A real estate agent can teach you the ins and outs of buying a home. As a result, this housing market professional will enable you to enjoy a quick, seamless homebuying experience.

Perhaps best of all, a real estate agent can make it easy to acquire a terrific house on your timeline. This means if you want to purchase a top-notch house as quickly as possible, a real estate agent will do everything possible to make your homeownership dream come true. Comparatively, if you want to take a slow, gradual approach to buying a house, a real estate agent is ready to respond to your homebuying needs.

When it comes to buying a house, it helps to have a timeline in place prior to starting a house search. Fortunately, if you use the aforementioned tips, you can streamline the process of establishing a successful homebuying timeline.

Categories: Uncategorized