268A Broadway, Revere, MA 02151
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Posted by Danielle Lozzi on 2/10/2019

When weíre trying to find a new home and planning for the changes that will come with moving, it can seem daunting to also have to think about how youíre going to sell your old home.

Everyone has their own unique situation that theyíll have to account for when selling. Some people choose to buy a new home and move in before selling their old home. For others, this isnít always possible and they have to rent or stay with family while they wait to close on their new house.

Regardless of your circumstances, there are a few things you can do to make the process of selling your home easier. In todayís post, weíll teach you how to do just that.

1. Make a timeline

Undoubtedly, youíre going to have a lot going on in your life when selling your home. To keep yourself on track, work with your real estate agent to establish a timeline for accomplishing everything you need to do.

This will help you avoid feeling rushed when it comes to completing the tasks on your list. Whether that includes cleaning, packing, preparing documents, or popping the champagne bottle after your sale, it always pays to have a schedule.

To make this process even easier, be sure that you and your spouse/family are working on the same schedule so that everyone is on the same page.

2. Pack and store

When youíre showing your home to potential buyers, you donít want it to be cluttered with your personal belongings. Furthermore, all of those belongings will soon have to be packed and transported anyway.

To save yourself time and to increase the appeal of your home while itís on the market, pack up your items by room and store them until youíre ready to move.

You can do this by renting a storage unit or just packing things neatly in your basement until you can move.

3. Make minor repairs now

Before ever putting your home on the market, itís a good idea to do a thorough walkthrough of the home to check for small issues that you either havenít noticed or have been putting off.

When a potential buyer visits your home, you can be sure that theyíll be looking for signs that the how was well-maintained. This is your chance to prove that youíve been staying on top of things around the house.

Making these repairs in advance if selling your home will relieve some of the workload and stress youíll be feeling once you get closer to selling.

4. Be available

This last step can be the hardest, especially if you and your spouse work full-time and have children with obligations like sports.

Your real estate agent will do most of the work for you when it comes to showing and preparing the home. However, itís vital that youíre available to respond quickly at key times. This means answering any questions your agent has for you, gathering paperwork when itís needed, and discussing offers when theyíre made.


If you can pull of these four steps, youíll be in good shape to sell your home quickly, ensuring a smooth sale and transition for you and your family. 





Posted by Danielle Lozzi on 2/5/2019

This Single-Family in Revere, MA recently sold for $439,000. This Ranch style home was sold by Danielle Lozzi - M. Celata Real Estate.


13 Jarvis St, Revere, MA 02151

Single-Family

$439,000
Price
$439,000
Sale Price

9
Rooms
3
Beds
2
Baths
Ready for new owners!! 2 or 3 bedroom home; public record says 4, which could be set up in basement. Great one level living. Enclosed porch to sit and enjoy the warmer nights. Enter into foyer, high ceilings, and hardwood floors thru most of the house. Master bedroom has just been painted and a brand new carpet installed. Bathroom with newer tile and modern updates. Kitchen has original hardwood bead board, stainless steel appliances, (all remaining) granite counters undermount double sink, adjacent to formal dining room that can be transformed to the 3rd bedroom. Off the kitchen is the great room, a wood burning stove for those cold nights. Basement is finished with tile floors and 3/4 bath and electric heat. Outside offers lilac tree, green space w/ patio large enough to have those family barbecues. 200 amp electric, 4 year old tankless water heater & heating system, roof 3 yrs young.

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Categories: Sold Homes  


Posted by Danielle Lozzi on 2/3/2019

Your credit score is one of the most important numbers to your financial picture. You know how important it is to have a high credit score. If you pay your bills on time and keep your debt down, you think that your score will be just fine, but this isnít always the case. There are a few hidden mistakes that you could be making that are bringing your credit score down. Read on to find out what to avoid when trying to keep your credit score up and maintain it. 


Too Many Credit Inquiries


Beware that every time you apply for a new loan or even just check on what type of interest rate you can get, your credit will be reviewed. You want to avoid too many credit inquiries because a high number will bring your credit score down. Always ask if a lender is pulling a hard inquiry to check your score, donít allow too many of these credit checks. 


Anything Small Can Make A Big Impact


Was there a mistake on a medical bill that you paid but it says it was unpaid? If you let this go, your credit score could be impacted. Even unreturned library books that have been turned over to collections can negatively affect your score. Stay on top of things because you never know how a small mishap can affect you.


Your Information Is Wrong


You should look at your credit report so that you can see more than just your history. You can see the information that is being reported to check for mistakes. Incorrect information can bring your credit score down. You can call the credit bureau thatís associated with any errors that you see on your credit report. It can be a little bit of a process to correct the mistakes on your credit report, but the time and effort is definitely worth it for your credit score.                       



Not Using your Credit


While using your credit too much is a problem, not making use of your credit at all can be a problem. Responsibly use your credit. Open a credit card and use it to make small purchases. Charge only things that you can afford and pay the balance off each month. This simple use of a card is one of the easiest ways to establish credit.      


Itís important to do what you can to develop and maintain a healthy credit score. Keep all of your avenues covered to be sure that nothing hidden can negatively affect your credit score. 





Categories: Uncategorized  


Posted by Danielle Lozzi on 1/27/2019

After you buy a house, it may be only a few weeks before your closing date arrives. At this point, you and the home seller will finalize your transaction. And if everything goes according to plan, you'll own a new home.

Getting to closing day, however, sometimes can be difficult. Lucky for you, we're here to help ensure you can enjoy a quick, seamless home closing.

Now, let's take a look at three steps to close on a home.

1. Complete Your Mortgage Application

A mortgage is a must-have for a homebuyer to close on a residence. Fortunately, it often can be simple to obtain a mortgage that matches or exceeds your expectations.

Consult with several local banks and credit unions. By doing so, you can learn about all of your mortgage options and select a mortgage that corresponds to your finances.

After you complete a mortgage application, a bank or credit union can provide you with mortgage options. Then, you can make an informed decision about which mortgage suits you perfectly.

2. Perform a Home Inspection and Appraisal

A home inspection is paramount, as this assessment will enable you to identify any underlying home problems and address them before closing day arrives.

During a home inspection, a property expert will assess your residence both inside and out. This expert also will provide an inspection report that details his or her findings.

Review the results of a home inspection report closely Ė you'll be glad you did. If you assess a home inspection report, you can review a home inspector's findings and determine whether you still want to purchase a house.

If you accept the inspection results and decide to move forward with a home purchase, an appraisal may follow.

Like a home inspection, an appraisal requires a property expert to visit your home. This expert will evaluate your home's interior and exterior, as well as comparable houses in your city or town. Following a home appraisal, you will receive a property valuation.

Oftentimes, a property valuation may match or exceed the price that you intend to pay for a house. If it does not, there may be instances in which you can still walk away from a home sale or ask the seller to lower a house's asking price.

3. Buy Home Insurance

Home insurance safeguards your residence and personal belongings against loss, damage or destruction. As such, it is essential to purchase home insurance before you close on a house. Because with home insurance in place, you'll be good to go to protect your house and personal belongings against myriad disasters.

The closing process can be long and complicated. But if you work with a real estate agent, you can receive plenty of support leading up to closing day. In fact, this housing market professional is happy to provide tips to ensure you can streamline the closing process.

Get ready for closing day Ė follow the aforementioned steps, and you can speed up the process of acquiring your dream house.




Categories: Uncategorized  


Posted by Danielle Lozzi on 1/20/2019

Getting ready to buy a home is one of the most exciting times in life. The purchase of a home is one of the biggest financial decisions that you will ever make in your lifetime. When you make the decision to buy a home. There are a few key things that you need to do to be prepared for the process of a property purchase. It can be simple if you have the right preparation and knowledge.


Find The Right Realtor


A good realtor will steer you in the right direction when it comes to finding the home of your dreams. Your real estate agent also will help you each step of the way on the road to buying that home. Thereís a lot of paperwork that must be done in a timely manner throughout the buying process. The right realtor can even help you to get the offer in for the right home in on time. In a competitive market, having a realtor who is on top of things can mean the difference between purchasing the home you want and letting it fall through the cracks.


Know That Youíre Signing A Lot Of Legal Paperwork


The purchase of a home does involve a contract. If you need more time for anything such as reviewing your home inspection or waving certain contingencies, youíll need to state that. Every piece of the transaction is important and needs to be formally processed when it comes to purchasing a home. Your realtor will be there to help you through all of these complicated processes. 


Think Of The Future


When youíre choosing a home, youíre not just buying for your life as it stands right now. Are you hoping to have a big family? Do you need a home office? How much entertaining are you planning on doing? All of these things are important when it comes to the type of home that youíll buy. If you donít plan for the future, youíll outgrow the home that youíre in quite quickly. 


Look For Potential


See what potential the homes that youíre looking at have for you. Some homes may have major cosmetic issues that can easily be fixed. Perhaps The walls just need some fresh coast of paint. Maybe the deck needs to be stained. If you go into the house search with an open mind, it will be a lot easier for you to find the right home. You donít need a home that is absolutely move-in-ready unless of course, youíre building a brand new home from scratch.


Know Your Finances


One of the most important things about buying a home is knowing your finances. Donít buy a home that you canĎt afford. From looking at your own budget to getting pre-approved, youíll be able to have a better understanding of your own financial situation and how much house you can afford.




Categories: Uncategorized  




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